Pay later with TWINT

The pay later feature in the TWINT app gives you more flexibility when shopping. It allows you to choose whether you want to pay immediately or in 30 days at specific merchants.

How to pay later with TWINT?

Make your purchases as usual in the online store of your choice by selecting TWINT as your payment method. When you check out with your TWINT app, simply select “Pay later” when given the choice.

Pay later portal

The pay later portal allows you to see and manage all the purchases you have made using the pay later feature. You can settle your purchases, check your payment due dates, view your archived payments and activate automated payments. With this option, payments due are automatically paid via TWINT after 30 days.

Find out below how to access the portal

Click on the menu in the home screen of your TWINT app

Select “Pay later”

Select “To the portal”

Welcome to the pay later portal

FAQ TWINT pay later feature

TWINT & Swissbilling
Pay later portal
Personal data
Why does the pay later feature of the TWINT app go through Swissbilling?
I chose to pay later with TWINT, why do I get e-mails from Swissbilling?
How can I turn off e-mail notifications?
What is the pay later portal?
How can I access the pay later portal?
Where can I find the payment information for my purchases?
Where can I view all my purchases made with the pay later feature via TWINT?
Where can I pay later with TWINT?
I have questions about the products I purchased, who do I contact?
I have returned some or all of my purchases. What should I do?
During my purchase I get a message that the option to pay later is currently unavailable. What should I do?
How do I de activate the option to pay later?
How can I pay for my purchases made with the pay later feature in the TWINT app?
Can I pay my outstanding balance with another method than TWINT?
Do you send me an invoice after my purchase?
What is the payment term for purchases made with the pay later feature via TWINT?
What is the pay later fee?
What if I am having financial difficulties and can't pay for my purchases on time?
Is it possible to debit my TWINT account automatically on the payment due date?
What is the automated payments feature?
How do I deactivate automated payments?
Are you notifying me that a payment term is due soon?
I see for a transaction that it states overpayment. What do I need to do?
Where do I find my registration data?
How do I change my registration data (I have moved, I have changed my name, I have a new address, …)?
What do you do with my data?
Is my data secure?

Do you need help?

We are here. Find answers to your questions in our FAQs or contact us. Our customer support will be delighted to help.


If you have any questions about the pay later feature in the TWINT App you can contact us by e-mail at

Customer support TWINT

If you have any questions about the pay later feature in the TWINT App our customer support is available Monday to Friday from 8:00 am to 5:00 pm on

058 226 11 11